Financial Warranty LLC provides debt validation services designed to help consumers verify the legal enforceability of unsecured debts claimed by third-party collectors. By enrolling in our program, clients authorize us to request written verification of debt ownership, itemization, and legal right to collect, pursuant to consumer protection laws such as the Fair Debt Collection Practices Act (FDCPA). We do not pay or settle your debts. We challenge the validity of alleged debts through lawful documentation requests. If a collector fails to validate the debt, we may advise you of your rights regarding non-payment. Results vary. Some clients may still be pursued for payment or face collection lawsuits. We are not a law firm and do not provide legal advice. This is not a credit repair service, and credit scores may be negatively impacted during the program. Clients are responsible for any consequences of non-payment, including interest, fees, or potential legal action. By proceeding, you acknowledge that you understand these terms and are voluntarily requesting an evaluation of your unsecured debt accounts for potential validation challenges. Results are not guaranteed.